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Credit Cards

Make Business Purchases, Redeem Points for Business Rewards

With a Visa Business Credit Card you can simplify the way you spend and manage your expenses and cash flow - so you can get back to business.

The Advantages of Our VISA Business Credit Card

  • Track spending easily with monthly account summaries
  • Monitor individual account activity electronically
  • Get 24/7 statement access and online payment facilities
  • Set individual spending limits by employee
  • Enjoy many additional Visa benefits including:
  • An embedded chip for enhanced security
  • Purchase security/extended protection
  • Auto rental collision damage services
  • Travel/emergency assistance services
  • Visa’s Zero Liability Policy2
  • Emergency card replacement
  • Cardholder inquiry service

    Stop by any Farmers State Bank office today to apply for your VISA Business Credit Card!


    Cardholder Self-Service Contacts


    Cards issued by UMB Bank, N.A. the top-rated bank of UMB Financial Corporation (NASDAQ: UMBF) - a financial holding company based in Kansas City, Missouri; is the issuer of the credit card.  

    Online Account Access and Rewards Points Redemption -

    1See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.
    2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.