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Direct Deposit

Quick Access to Your Paychecks

Direct Deposit is a free service that automatically deposits recurring income received into any Farmers State Bank checking, savings or money market account. Qualifying deposits may include salary, pension, Social Security and Supplemental Security Income (SSI) benefits and other regular monthly income.

How you benefit:

  • It's convenient. Your money is deposited automatically into your Farmers State Bank account, even when you are too busy to get to the bank. 
  • It's fast. You have same–day access to your money on the day of deposit.
  • It's safe. Never worry about checks getting lost, delayed, or stolen.

How to start direct deposit:

  • Gather account information - You will need to provide the type of account (checking/prepaid, or savings) and your account number and routing number (RTN).
  • Contact your employer or payer before setting up Direct Deposit - Ask if your employer or payer (the company or agency who pays you) offers Direct Deposit services. If so, your payer may need you to complete a form or provide a voided check to process your request for Direct Deposit.
  • Your check issued by the U.S. Treasury - You can enroll in direct deposit of all federal benefits payments at your financial center, online at or by calling 800.333.1795.
  • Monitor your account - It may be one or two months before Direct Deposits go into effect — look for your first Direct Deposit about four weeks after your request.